Apr
2015

David Crantz and Cantor Capital Introduce New Pilot Program to Finance …

SCOTTSDALE, AZ–(Marketwired – Apr 22, 2015) – David Crantz and Cantor Capital Group are pleased to announce that they have rolled out a new pilot program that is designed to help get homeowners who are struggling with the harsh impacts of the real estate market get financed for their home improvement loan. The program is specifically designed to assist people who have poor credit, and to help them rebuild and reestablish their credit rating.

Millions of homeowners suffered from the toxic debt fallout of the Housing Crisis and the Great Recession. But banks have not relaxed their lending guidelines yet, and have in fact tightened them, making it very difficult for homeowners...

Apr
2015

ZipFlip prepares for beta model of online car sales link

No stranger to the car business, he owns Kelly Auto Group and Southern Honda Powersports. The irony of his new pursuit is not lost on him.

I do get a lot of questions, Kelly said. There will always be a place for dealers and trade-ins. He estimates that about 13 million cars are sold in the peer-to-peer market every year, about one-third of the used car market.

The initial iteration of ZipFlip came more than a decade ago under the banner of Carclips. About a year ago, the company, called ZipFlip, started working on its product, which is expected to launch in beta version in the Chattanooga market in about 10 days.

Since last spring, the startup has forged several industry...

Apr
2015

30 Biggest Dos and Don’ts of Buying Your First Car

Knowing what to do, and what not to do, when buying a car can mean the difference of hundreds or even thousands of dollars over the term of your loan and the life of your vehicle. Before ever setting foot in a dealership, make sure youve done the necessary preparation to put yourself in a position to leverage the best deal possible. Here are 30 tips to purchasing your first car seamlessly.

1. Get Pre-Approved for Financing

When you get approved for financing before you enter negotiations with a dealer, you force the dealer to match or beat the rate your bank or credit union has already offered. This step essentially gives you a bargaining chip to enter negotiations.

If...

Apr
2015

Auto finance critic Warren stands firm on CFPB dealership oversight

Sen. Elizabeth Warren is once again calling for direct regulation of auto dealerships by the Consumer Financial Protection Bureau.

In a stinging speech last week, she also advocated for what amounts to a ban on dealer markup on auto loans and equated auto loans with the pre-crisis housing market, which helped bring about the 2008-09 recession.

Its no coincidence that auto loans are the most troubled consumer financial product out there, said Warren, D-Mass. She said auto finance was thick with loose underwriting standards, predatory and discriminatory lending practices and increasing repossessions.

According to the senator, all those problems stem from Congress exempting...

Apr
2015

Buying a Certified Pre-Owned Car with Bad Credit

Buying a used car always entails at least a little risk, but that risk is reduced significantly if you choose to purchase a certified used car. While you will pay at least a little more for these vehicles, they come with warranties and a guarantee from either the manufacturer or the dealer that they have been thoroughly evaluated by a mechanic, and have been declared problem free.

Why a Certified Used Vehicle is Good for Bad Credit

If youre buying a car with damaged credit, you will want to be strategic about selecting a vehicle. While you dont want to do anything that might compromise your financial situation further, it is advisable that you invest in reliable transportation...

Apr
2015

Moody’s Drops LSU’s Credit Outlook from ‘Positive’ to ‘Stable’

BATON ROUGE, LA (WVLA) – Citing limited prospects for sustained revenue growth, Moodys Investors Service has lowered Louisiana State Universitys credit outlook from positive to stable, State Treasurer John Kennedy announced Wednesday.

This puts our flagship university one step away from a negative outlook which could result in a downgrade for LSUs credit rating. We dont want that to happen, said Treasurer Kennedy. Years of slashing state funding for our public colleges and universities and raising tuition, which puts college out of reach for many of Louisianas kids, are catching up with us. We need to stabilize funding for higher education.

LSU borrows money...

Apr
2015

Gaia Energy closing its doors

After more than 20 years serving the community, Gaia Energy Systems, a solar panel and installation company based in Willits is closing its doors. Gaia#x2019;s closing will mark the first time that Willits is without a local solar company in decades. Indeed the sustainable living company Real Goods, founded here in Willits in the 1970s, was one of the first businesses in the US to retail solar panels, and with the hosting of the solar rally in the early 90s Willits was for a time known as the capital of solar. As CEO of Gaia, Kate Collins said, #x201c;It#x2019;s the end of an era#x2014;I#x2019;m not talking about just Gaia, I#x2019;m talking about solar and Willits.#x201d;

The...

Apr
2015

6 Best Android Apps to Buy a New Car

While its often times very exciting to buy a new car or truck, its also somewhat stressful and can be a little bit of a hassle. Running from dealership salesman trying to hunt you down the moment you walk on the lot, to trying to make sure you get a good deal all while finding whats best for you. The apps below are some of the best car buying apps for Android.

Car shopping is stressful and time-consuming, stressful for many that dont know what they want or are afraid of overpaying, and generally can just be a bit daunting. Luckily for you guys there are plenty of Android apps to help make it a pleasant experience, and possibly save you money at the same time.

Read: 5 Best Car Buying...

Apr
2015

Car Buying Homework

We’re all car enthusiasts here, that much is no secret. You have to be pretty passionate about cars, BMW’s specifically, to be reading this. As much as we love cars, many of us, including myself until not long ago, don’t know how to properly buy one. We can name the horsepower figures for almost all of the performance cars on the market, but when it comes to actually putting the money down to buy one of these cars, we seem stumped. There are countless horror stories of peoples experiences with car dealerships who might have taken advantage of the ignorance of the average buyer.

If you aren’t savvy in the art of car buying, you’re not alone and it’s...

Apr
2015

Checklist For Buying A Used Car

Buying a car is second most important and major investments for an individual. Being a buyer, you need to be extra careful when its a used car. Used or pre-owned cars, usually, arent good at at handling, comfort and drivability as claimed by salesmen or their owners. Therefore, experts recommend taking a test drive and a comprehensive inspection of a used car. This car guide will provide you a detailed checklist for buying a used car, and help you choose the right one for you.